Investment Profile Questionnaire
Before you invest, decide what kind of investor you will be. Are you more aggressive and ready to accept the possibility of loss in exchange for the possibility of higher returns? Are you more conservative? Part of figuring that out is determining how long you plan to leave your money in the investment vehicle. If you're planning on investing in a mutual fund, you probably plan to invest for the long term. In an attempt to reduce risk and affect their possibility for returns, some people choose to vary their investments or "diversify." While this strategy does not guarantee any particular returns or guarantee protection against losses, it is one way to vary risk.
Completing the questionnaire below and discussing the results with your PFS Investments Registered Representative can be a valuable step toward evaluating your continued approach to investing. The Model Portfolio Match based on your responses is a general indication of how much risk you can accept in your investments. Keep in mind that this profile is intended to give you an overview and doesn't cover all the issues that you should consider.
Please use the below Investment Profile Questionnaire to help you determine your Model Portfolio Match. Use the check boxes to help guide you to the correct Model Portfolio. To begin, check the box for the answer to Investment Profile Question 1 (column 1), then move directly to the right and check the box for the answer to Investment Profile Question 2 (column 2), then move directly to the right and check the box for the answer to Investment Profile Question 3 (column 3). To locate the Model Portfolio that corresponds with the client’s answers, move directly to the right and locate the check mark in the column which indicates the Model Portfolio that corresponds with the answers selected. Check the Chosen Model Portfolio decision at the bottom of the Investment Profile Questionnaire.
For additional assistance, your Registered Representative may also use the SB-72: Mutual Fund Suitability Guide and Approved Fund List which provides comprehensive examples to help complete the Model Portfolio Guide.
| Model | Investment Profile |
|---|---|
| Aggressive Growth |
This portfolio is appropriate for investors whose primary objective is maximum long-term capital appreciation and who are willing to tolerate more substantial, potentially large price fluctuations. Generating current income is not a goal. Assets in this portfolio are invested entirely (or almost entirely) in equities (stocks). |
| Growth | This portfolio is appropriate for investors whose primary objective is long-term capital appreciation and who are willing to tolerate potentially large price fluctuations. Generating current income is not a primary goal. Assets in this portfolio are invested primarily (and in some cases entirely) in equities (stocks). |
| Moderate Growth |
This portfolio is appropriate for investors whose primary objective is capital appreciation and to whom current income is of secondary importance. A moderate growth investor is willing to tolerate short-term price fluctuations. The assets in this portfolio are a mix of equities (stocks) and fixed-income securities (bonds), with a higher weighting towards equities (stocks). |
| Conservative Growth |
This portfolio is appropriate for investors who prefer a balanced mix of current income and capital appreciation, and are willing to tolerate some short-term price fluctuations associated with equity (stock) investments. The assets in this portfolio are balanced among equities (stocks) and fixed-income securities (bonds). |
| Income | This portfolio is appropriate for investors whose primary objective is current income. The majority of assets in this portfolio are allocated to short-term and intermediate-term investments such as fixed-income securities (bonds). A portion of this portfolio is also invested in equities (stocks), which are subject to price fluctuations, as protection against the erosion to purchasing power caused |
The Investment Profile Score above is for informational purposes only. To review or update your investment objective on your American Century Investments, Fidelity Advisors, Franklin Templeton Investments, Invesco or Nuveen Funds account, log into Primerica Shareholder Services.
An investor should consider the investment objectives, risks, fees and expenses of a mutual fund carefully before investing. A prospectus contains this information and other information about the investment offerings. The prospectus contains this and other information. Read and consider the prospectus carefully before investing. Contact a PFSI registered representative for a current prospectus.
Securities are offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001